Howard Agency InsuranceIndependent commercial insurance · Austin, TexasCall a human512 520 0253Insurance without the theater.Austin, TX / Since 2003
Insurance is boring.
Losing everything isn’t.
We know the clauses. We know the carriers. We know what happens when someone skimps. So we don’t.
Let’s talk before something happens01 / The useful partThree things.
Three things.
Done properly.
Click one. We’ll keep it short.
02 / ReceiptsFamily owned. Texas built. National reach.
We read
the part
everyone skips.
The Howard Agency has put clients first since 2003. Independent by design. Straight answers by habit.
Arated carriers
or better
or better
20+years inside
commercial risk
commercial risk
0song
& dance
& dance
03 / The weird stuffWhat could
What could
go wrong?
Not a scare tactic. A useful question.
- 01Cyber + privacy
The thing nobody backs up breaks.
- 02Employment practices
Someone essential walks out Friday.
- 03Directors + officers
A handshake becomes Exhibit A.
- 04Professional E&O
A small error grows a lawyer.
- 05Environmental
The cleanup costs more than the spill.
- 06International
Your biggest win changes the risk.
04 / How this worksNo funnel.
No funnel.
No “journey.”
- 1You call.
We ask smart questions and listen to the answers.
- 2We dig.
Into the business, the risk, and what your current policy quietly ignores.
- 3You decide.
Clear options. Honest advice. No manufactured urgency.